While the Bank of Canada has yet to raise their overnight rate—a rate that dictates what happens with variable mortgage interest rates—there are changes within the current Canadian mortgage climate. In late 2016, TD Canada raised it’s variable rate mortgage—not just for new mortgage business, but also for existing mortgage holders. The rate increase was…

Boys and girls often seek to earn extra money by babysitting. But as a parent, how can you be sure your local pre-teen or teenager is a good babysitter? And what responsibilities do you have as an employer? What Makes a Good Babysitter? You hire a babysitter so your children will be safe when you…

Have you got plans yet for Family Day, Monday, February 20, 2017.Now is the time to start planning this day or even long weekend.  If you are planning to get away, there are so many great options just around the corner…indoor waterparks, museums, outdoor skating and skiing, or try something new like dog sledding or…

Wondering what to get the kids in your family that maybe don’t love reading so much but are bottle flipping day and night???  I found these two awesome books that the boys will have so much fun with!  Who doesn’t like telling jokes and bottle flipping???? Hope this helps you check a couple of items…

Kids come into our lives as adorable, vulnerable little people who need us to care for their every need in order to survive. As their world expands to include babysitters, preschool and eventually school, life gets complicated because as a parent you lose the feeling of control to keep them safe. The potential for bullying…

While we may think of low mood or other challenges as adult problems, they can affect people at any age. Children and teens can experience mental illnesses like depression. Sometimes it can be difficult for adults to understand how difficult children’s problems can be because we look at their problems through adult eyes. But the…

Put together a memorable day for you and the woman who raised you!!! WATERLOO, Ont. — Among her many tasks when raising a family is playing the role of the social convenor for her kids. On weekends, holidays and during summer vacation, it often fell to Mom to make sure there was something to keep…

Why not make Dinosaur Valley Mini Golf one of your family fun stops! We are giving away 4 Dragon family adventure packages (4 persons) worth $62.02 each! Included in this package are 18 holes, dragon exhibit and 2 tables of pool putt PLUS, you see all the dinosaurs & dragons custom made of steel to…

During ovulation, a mature ovum, or egg, is released from the ovaries, ready to be fertilized by a sperm. In case of a regular 28-day cycle, ovulation occurs about 14 days before the next anticipated menstruation. An egg is viable for 24 hours and sperm for 72 hours. Fertilization usually occurs when the sperm meets…

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