“Sticks and stones can break my bones, but words can never hurt me” is archaic and inaccurate. It has given freedom to bullies for decades. Bullying comes in three forms: verbal (taunting), social (exclusion), and physical (pushing, hitting). Twenty percent of children experience bullying first-hand. For special needs children the number rises to a staggering…

While the Bank of Canada has yet to raise their overnight rate—a rate that dictates what happens with variable mortgage interest rates—there are changes within the current Canadian mortgage climate. In late 2016, TD Canada raised it’s variable rate mortgage—not just for new mortgage business, but also for existing mortgage holders. The rate increase was…

It’s time for scary costumes, carving pumpkins, candy and trick or treating.  As Halloween approaches, there are somethings parents and children need to remember. Sharon Schweitzer, an international etiquette expert, author, and founder of Protocol & Etiquette Worldwide, offers these 10 Halloween tips and tricks: Select Appropriate Costumes: Costumes that represent a culture, race, ethnic…

Kids come into our lives as adorable, vulnerable little people who need us to care for their every need in order to survive. As their world expands to include babysitters, preschool and eventually school, life gets complicated because as a parent you lose the feeling of control to keep them safe. The potential for bullying…

Nearly half of the globe’s population observes Chinese or Lunar New Year. Chinese New Year, called Lunar New Year in Korea, has been celebrated for more than 4,000 years. Originating during the Shang Dynasty (about 17th–11th century B.C.), Chinese or Lunar New Year honors family and some deities, and, represents the advent of spring. In…

It’s the first week of January and that means people everywhere will be thinking about their annual New Year’s resolutions. But for most, by February, these goals will be nothing more than a memory to revisit at the beginning of next year. How can you make your 2016 resolutions a reality? Steve Siebold, a psychological…

Catering expert shares five simple tips to avoid anxiety and impress your guests. While the holiday season is generally a happy time of year, it does bring about some stress. Whether it is battling the shopping mall crowd, deciding what gifts to buy, traveling or your visiting in-laws, seasonal stress is real. For those of…

The holiday season is supposed to be “The most wonderful time of the year.” But for some, it’s quite the opposite and the holidays can actually be more like the most miserable time of the year. Steve Siebold, a psychological performance and mental toughness coach who is author of 177 Mental Toughness Secrets of The…

When my eldest daughter was born, one of my greatest pleasures was singing to her. At the time, I didn’t have a very big repertoire, but I sang what came to mind. In the beginning it was a lot of Christmas carols, but a few semesters of Music Together® classes took care of that! Sometimes…

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