That’s not weird, right?   Well, join us at one of their kitchen islands any weekend and you will know why I want to share. This group of women are four of the best people I know. They are kindness, compassion, encouragement, love, support, and happiness, all rolled into one…well, four to be more accurate.…

Isn’t it incredible how powerful a word can be to a child? “You are a bad kid” sticks and hurts. I can honestly tell you that I don’t remember anyone ever telling me that when I was growing up, and I am sure there were many times they could have said that and worse about…

“Sticks and stones can break my bones, but words can never hurt me” is archaic and inaccurate. It has given freedom to bullies for decades. Bullying comes in three forms: verbal (taunting), social (exclusion), and physical (pushing, hitting). Twenty percent of children experience bullying first-hand. For special needs children the number rises to a staggering…

While the Bank of Canada has yet to raise their overnight rate—a rate that dictates what happens with variable mortgage interest rates—there are changes within the current Canadian mortgage climate. In late 2016, TD Canada raised it’s variable rate mortgage—not just for new mortgage business, but also for existing mortgage holders. The rate increase was…

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